Medical Insurance Enrollment questions

[Chief Roundup]

Alright it is that time of year again. The college I work at it changing insurance companies from Blue Cross Health Advantage to UMR that is using United Healthcare.
The new company is pushing the High Deductible Health Plan. I am now trying to figure out if it is worth it for me to switch from my PPO/FSA to the HDHP/HSA.
I am not sure how to figure out the costs that would be different. They cannot provide me information ahead of time as to the "discounts we will get at our PCP" over what paying full price would actually cost. They cannot provide me information as to what prescriptions that I take will actually cost with the southern scripts, mail order company, that we will be required to use.

Any advice would be greatly appreciated.
Hoping that there is a medical insurance agent/consultant on here!!!

[Fat Elvis]

Originally Posted by Third Eye

For the record, I’m a health actuary at a major insurer (not United or one of the Blues), so I’m intimately familiar with how commercial insurance is priced.

Centene?

[Third Eye]

Originally Posted by Fat Elvis

Centene?

Haha, no, but I did interview with them about three years ago. They wanted someone with Medicare experience though and my history is in commercial. I’m not going to be specific about who I work for, but since I did say a major insurer, that pretty much leaves Cigna, Aetna, and Humana. It’s one of those three.