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View Poll Results: At what age did you pay off your primary residence?
Before age 30 2 2.56%
30-35 1 1.28%
36-40 7 8.97%
41-45 5 6.41%
46-50 10 12.82%
51-55 18 23.08%
56-60 9 11.54%
61-65 6 7.69%
66 or over 1 1.28%
Probably never going to pay off my primary residence 19 24.36%
Voters: 78. You may not vote on this poll

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Old 04-13-2022, 09:20 AM  
el borracho el borracho is offline
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At What Age...
At what age did you pay off your primary residence?

As a bonus, please write if you paid off another property before paying off your primary residence.
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Old 04-14-2022, 12:17 AM   #61
KCrockaholic KCrockaholic is offline
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Originally Posted by ThaVirus View Post
I'm in my early 30s and have yet to begin the process of purchasing my first home. A lotta bit of what SuperChief mentioned earlier has been an issue. Surging housing costs in a major metro area are a big issue and, admittedly, it did take me quite a long time to secure a job that paid what I'd consider a good wage after school.

In retrospect, I definitely should have bit the bullet a few years back and just bought. Even if it was a town home, I'd be in a much better position now.

Issue was, I was stuck on wanting to save up a ton of money for a down payment thinking it'd be smart to reduce the monthly cost (particularly PMI). I know now that that is generally not a great idea and that money is better spent elsewhere; but I never had any guidance from my parents in the whole process so I'm learning everything on the fly.

Like in most situations, I wish I knew then what I've learned now.
You and I are in identical situations. Didn’t realize you were also early 30’s all along here. Never had guidance or anything either. I’m currently renting a really nice house for a cheeeeap price in Desoto. Wish I knew more about finances growing up as well.

I think learning on the fly could end up making guys like us really become more cerebral down the road once things are steady more. Learning on the fly is a quite a journey.
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Old 04-14-2022, 01:00 AM   #62
BryanBusby BryanBusby is offline
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It’s early. It takes a bit for COL inflation to outrun wage inflation. But when it does it will be ugly for those that are stretched.
I'm just not seeing the oversupply or supply at all for entry level houses.
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Old 04-14-2022, 10:21 AM   #63
ThaVirus ThaVirus is offline
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Originally Posted by KCrockaholic View Post
You and I are in identical situations. Didn’t realize you were also early 30’s all along here. Never had guidance or anything either. I’m currently renting a really nice house for a cheeeeap price in Desoto. Wish I knew more about finances growing up as well.

I think learning on the fly could end up making guys like us really become more cerebral down the road once things are steady more. Learning on the fly is a quite a journey.

Yes, sir. Late 80s baby.

Every generation has had its challenges but I feel like we’re getting the ****ing shaft.
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Old 04-14-2022, 03:22 PM   #64
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I'm currently living in a van down by the river waiting for the housing bubble to burst so I can afford real estate. Sorry in advance for your loss.
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Old 04-14-2022, 03:42 PM   #65
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Originally Posted by el borracho View Post
Why do you stay? Family? Job?

Not trying to be snarky. I am genuinely curious what keeps people living in cities with astronomical housing costs. I grew up in California and there are things that I sometimes miss but, looking at it with my current perspective, I wish I had left sooner.
I work in the industry



I ski for fun
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Old 04-14-2022, 06:37 PM   #66
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I work in the industry



I ski for fun

Are you the guy who dusts the sand off of the supermodels when they're doing beach shoots? If so, do you have any advice on how to break into the industry? Asking for a friend.
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Old 04-14-2022, 08:36 PM   #67
lewdog lewdog is offline
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I could own a house in Waldo, right now, without a mortgage. Especially cheap if they don't have a garage.
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Old 04-14-2022, 09:15 PM   #68
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I could own a house in Waldo, right now, without a mortgage. Especially cheap if they don't have a garage.
Only if you turn the actual garage into a glory hole
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Old 04-15-2022, 08:45 AM   #69
HayWire HayWire is offline
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I've been blessed. Had my first house at 20...and paid for buy pure luck.

There was an old farm house adjacent to my grandparents property. They were both handicapped but I've grown up with them all my life.

After they were gone my parents bought the house...and 80 acres. I worked my farm and my grandparents.

It was a great time being single. No payments, cattle in back, and no ****s to give. Keep in mind this was no penthouse. The house was built in the early 1900s.

Fast forward a few years and I thought it was a good idea to get married. Didn't work and I lost it all.

My parents were lucky enough to start a business and retired at 50. They became snowbirds and bought a house in Florida. (My brother lives there)

A few years ago they decided to build a new house in Missouri. When they were doing construction Ma came to me and the wife and said "pick out fixtures".

Why? She said it's yours.

They put my name on the house here and my brother gets the one in Florida.

Before the trolls start....best thing my old man ever taught me was he said one day...."I got me money, go get yours".

I'm proud of them but hate telling this.

Most people think of a spoiled rich kid. My old man definitely made sure that didn't happen. He just got back from Hawaii and I'm eating Ramen noodles. Wouldn't change anything though.

Only downside...it's my house...when they're gone. Ma just left us recently and Pa isn't well.

I thought about a CP BBQ when things get settled. It's unmm not a small house....and the 14th tee box is out the back door.
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Old 04-15-2022, 09:27 AM   #70
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Old 04-15-2022, 09:59 AM   #71
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Only if you turn the actual garage into a glory hole
If you did that, would women show up or men? It would be an interesting but high risk experiment.
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Old 04-15-2022, 10:40 AM   #72
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HayWire reading this thread...

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Old 04-15-2022, 11:14 AM   #73
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Originally Posted by KCrockaholic View Post
You and I are in identical situations. Didn’t realize you were also early 30’s all along here. Never had guidance or anything either. I’m currently renting a really nice house for a cheeeeap price in Desoto. Wish I knew more about finances growing up as well.

I think learning on the fly could end up making guys like us really become more cerebral down the road once things are steady more. Learning on the fly is a quite a journey.
You guys say you've never had guidance yet you've been a member of CP since 2007.
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Old 04-15-2022, 11:40 AM   #74
HayWire HayWire is offline
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HayWire reading this thread...

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