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View Poll Results: Do you live paycheck to paycheck?
Yes 73 41.95%
No 101 58.05%
Voters: 174. You may not vote on this poll

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Old 04-03-2009, 08:55 AM  
El Jefe El Jefe is offline
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Do you live paycheck to paycheck?
A spinoff from the R8er financial thread. He said he heard a statistic of 70% of Americans living paycheck to paycheck. Simple question, do you live paycheck to paycheck? I do, and I only know a few people who don't live paycheck to paycheck.
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Old 04-05-2009, 04:03 PM   #121
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I disagree. If you have years and years of debt that causes you to live paycheck to paycheck, you probably bought shit you don't need. Like putting a 50 inch TV on credit. Using your credit card and not paying it off every month. Buying a house you cannot afford. Buying a $30,000 vehicle when you only make $30,000 a year. Refusing to live with a roommate just because of pride, and taking on a huge payment for a studio apartment downtown. Knocking up countless women because you are too dumb to use a condom or just blow it on their face instead.
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Originally Posted by BWillie007 View Post
You might want to consider moving to a place that has a standard living that you can afford then. When I was deciding where to move after graduating college it was between Chicago and Kansas City. I moved to Kansas City because I was a poor college kid at that point and knew I would be screwed if I moved to a downtown area in Chicago where I could not pay the bills while living on my dad's stipend and online poker money while I looked for a job.

I have two roomates to make ends meet in LA. I make <30,000 and pretty much break even (assuming nothing unexpected pops up). I live in LA because that's where the entertainment industry is. It was my choice, so I'm not bitching, but it doesn't mean I'm fiscally irresponsible.
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Old 04-05-2009, 05:20 PM   #122
El Jefe El Jefe is offline
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Originally Posted by BWillie007 View Post
I disagree. If you have years and years of debt that causes you to live paycheck to paycheck, you probably bought shit you don't need. Like putting a 50 inch TV on credit. Using your credit card and not paying it off every month. Buying a house you cannot afford. Buying a $30,000 vehicle when you only make $30,000 a year. Refusing to live with a roommate just because of pride, and taking on a huge payment for a studio apartment downtown. Knocking up countless women because you are too dumb to use a condom or just blow it on their face instead.
Nothing to disagree with me on, from my point of view. My debt is health caused. Majory surgery on my ankle, surgery on my knee, two sets of epiderals (sp) for my back, the list goes on. When you don't have major healthcare, you are going to be paying medical bills for a long time, so that is my point. Just because you live paycheck to paycheck doesn't mean you have spent your money unwisely. I will agree with you that many people do cause their debt with their unwise spending, but not everybody.
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Old 04-05-2009, 06:22 PM   #123
KC Dan KC Dan is offline
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Nothing to disagree with me on, from my point of view. My debt is health caused. Majory surgery on my ankle, surgery on my knee, two sets of epiderals (sp) for my back, the list goes on. When you don't have major healthcare, you are going to be paying medical bills for a long time, so that is my point. Just because you live paycheck to paycheck doesn't mean you have spent your money unwisely. I will agree with you that many people do cause their debt with their unwise spending, but not everybody.
Yes, the number one cause for bankruptcy in the US are unpaid medical bills. However, if people budget their money well and prepare a good 3-6 months savings for emergencies, unforseen medical problems can be mitigated. Of course, major medical problems will do almost anyone in...
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Old 04-05-2009, 06:53 PM   #124
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Originally Posted by kysirsoze View Post
I have two roomates to make ends meet in LA. I make <30,000 and pretty much break even (assuming nothing unexpected pops up). I live in LA because that's where the entertainment industry is. It was my choice, so I'm not bitching, but it doesn't mean I'm fiscally irresponsible.
I would say that living in a city that has a cost of living that is above what you can comfortably afford is fiscally irresponsible. You choose to live there. You aren't forced to.

If I buy a Ferrari because high-end cars excite me, that makes me fiscally irresponsible.

If you move to a city that you can't comfortably afford because the entertainment industry excites, you , that makes you fiscally irresponsible.
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Old 04-05-2009, 09:43 PM   #125
DaneMcCloud DaneMcCloud is offline
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Originally Posted by Saul Good View Post
If you move to a city that you can't comfortably afford because the entertainment industry excites, you , that makes you fiscally irresponsible.
This is complete and ****ing utter bullshit.

So, people should just avoid chasing their dreams and go to college, get married, have some kids and live in the suburbs somewhere?

That might work for some people but certainly not ALL people.

You're not just GIVEN opportunities to "make it' in the entertainment industry. Whether you're an actor or actress, composer or musician, screenwriter, director or producer, you HAVE to pay your dues. And paying your dues doesn't mean living in some cushy condo by the beach somewhere in Orange County. It means doing whatever you have to do to get by.

It's survival of the fittest.

Fiscally irresponsible.
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Old 04-05-2009, 11:26 PM   #126
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I wouldn't call it fiscally irresponsible. It definitely is taking a risk though. Much lower stress to have no debt and a few grand in the bank.
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Old 04-06-2009, 10:32 AM   #127
El Jefe El Jefe is offline
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I wouldn't call it fiscally irresponsible. It definitely is taking a risk though. Much lower stress to have no debt and a few grand in the bank.
True. Sometimes you have to be willing to risk it all, big pay off if you can achieve it.
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Old 04-06-2009, 11:10 AM   #128
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PS, your "I'm superior" diatribe might be a bit more effective if you make the effort to learn how to spell the fancy French words.
Oh my.
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Old 04-06-2009, 11:12 AM
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Old 04-06-2009, 11:41 AM   #129
vailpass vailpass is offline
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This is complete and ****ing utter bullshit.

So, people should just avoid chasing their dreams and go to college, get married, have some kids and live in the suburbs somewhere?

That might work for some people but certainly not ALL people.

You're not just GIVEN opportunities to "make it' in the entertainment industry. Whether you're an actor or actress, composer or musician, screenwriter, director or producer, you HAVE to pay your dues. And paying your dues doesn't mean living in some cushy condo by the beach somewhere in Orange County. It means doing whatever you have to do to get by.

It's survival of the fittest.

Fiscally irresponsible.
These ****ing plebes just don't get it. They have no ability to plan or think for themselves. Let's get together and chop up some lines with our SAG cards while we study our sides. Do you still have Lindsay Lohan's number? Let's get her to come over and bleach our assholes.
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Old 04-06-2009, 12:53 PM   #130
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True. Sometimes you have to be willing to risk it all, big pay off if you can achieve it.
You are 21, what do you know about risk?
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Old 04-06-2009, 01:27 PM   #131
El Jefe El Jefe is offline
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You are 21, what do you know about risk?
Eh, I was speaking in general about people who move to the city to obtain their dreams. I have never pretended to know it all, or have been there and done that, so I don't understand your tirade.
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Old 04-06-2009, 01:33 PM   #132
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No.

I haven't lived pc-to-pc since I was in college.
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Old 04-06-2009, 02:43 PM   #133
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No.

I haven't lived pc-to-pc since I was in college.
In this economy I just hope everyone has a pc to live on.
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Old 04-06-2009, 03:45 PM   #134
El Jefe El Jefe is offline
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In this economy I just hope everyone has a pc to live on.
Don't worry, our old pal Barry will make sure that everyone does!!
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