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Old 06-27-2016, 11:23 AM  
DaFace DaFace is offline
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Investing megathread extravaganza
A place to talk about investing stuff.
Last edited by DaFace; 02-19-2021 at 06:35 PM..
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Old 02-20-2021, 10:18 AM   #7606
Hog's Gone Fishin Hog's Gone Fishin is offline
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Originally Posted by Mr_Tomahawk View Post
Lol go figure. I sold CTRM on Thursday.
Me also , took my money and run. Small profit.
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Old 02-20-2021, 10:22 AM   #7607
lewdog lewdog is offline
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Originally Posted by In58men View Post
Yes sir!

I put in 20% and my employer matches 6%. They’ll match 10% after 10 years of employment, I have 3 more years to go.
That’s nice!

My match sucks. Max is I put in 4% and they give me 1%. It’s pretty terrible. They pay me well and I get a decent amount of PTO though. There’s always trade offs.
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Old 02-20-2021, 10:27 AM   #7608
In58men In58men is offline
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Originally Posted by lewdog View Post
That’s nice!

My match sucks. Max is I put in 4% and they give me 1%. It’s pretty terrible. They pay me well and I get a decent amount of PTO though. There’s always trade offs.
I’m very fortunate to say the least. We also get a pension as well. I’m trying to put in as much as I can, looking to retire around 55ish, maybe earlier. Things also can change in our industry and taxes only go up.
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Old 02-20-2021, 10:27 AM   #7609
KCUnited KCUnited is offline
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RE: HSA investing. Does your HSA admin only let you invest in certain funds?

My HSA gives me like a dozen investment options to choose from and doesn't appear to give me full control. No complaints as I've been putting it in a Vanguard ETF that's been up like 25% but I'm mostly just wondering if thats SOP for HSA's or just unique to mine or if I'm a reerun that can barely read.
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Old 02-20-2021, 10:28 AM   #7610
Hammock Parties Hammock Parties is online now
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Lenders are ****ing scum. They want you to borrow more so you can get ****ed harder.
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Old 02-20-2021, 10:33 AM   #7611
scho63 scho63 is offline
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Lenders are ****ing scum. They want you to borrow more so you can get ****ed harder.
Did you just learn this in your house buying adventures?
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Old 02-20-2021, 10:35 AM   #7612
In58men In58men is offline
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Did you just learn this in your house buying adventures?
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Old 02-20-2021, 10:36 AM   #7613
lewdog lewdog is offline
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Originally Posted by Hammock Parties View Post
Lenders are ****ing scum. They want you to borrow more so you can get ****ed harder.
Absolutely. It’s crazy what they’ll qualify you for.

6 years ago we bought a house for about 50% the amount we “qualified” for. I couldn’t believe what they thought we could afford! And they wonder how so many people get in trouble and can’t pay their mortgage ......house poor!
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Old 02-20-2021, 10:52 AM   #7614
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Lenders are ****ing scum. They want you to borrow more so you can get ****ed harder.
Same with most colleges. I try to get an answer for how much the cost will be per semester for my kids and 95% of the time the college doesn’t answer but rather tries to talk me into a loan. I tell them I don’t want a loan, I want to know the cash price.......then they try to talk me into a loan again. Most colleges are in the banking/lending business now.
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Old 02-20-2021, 10:58 AM   #7615
Hammock Parties Hammock Parties is online now
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Originally Posted by scho63 View Post
Did you just learn this in your house buying adventures?
Pretty much. I've never had much debt at all, because I'm not ****ing stupid.

"We can give you an FHA loan for that small amount you need to buy a house. Or you can have a less ****y loan for this HUGE AMOUNT!!!!!!"

Get ****ed.
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Old 02-20-2021, 11:02 AM   #7616
DJay23 DJay23 is offline
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Originally Posted by KCUnited View Post
RE: HSA investing. Does your HSA admin only let you invest in certain funds?

My HSA gives me like a dozen investment options to choose from and doesn't appear to give me full control. No complaints as I've been putting it in a Vanguard ETF that's been up like 25% but I'm mostly just wondering if thats SOP for HSA's or just unique to mine or if I'm a reerun that can barely read.
Same. Mine gives me around 30 to choose from.
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Old 02-20-2021, 11:03 AM   #7617
Hog's Gone Fishin Hog's Gone Fishin is offline
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Just a thought regarding (FRX)

With these SPAC's they always issue warrants that are much cheaper in price and many times run much more than the stock

FRX moved about 40% in two days

FRX.WS moved 170% in two days
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Old 02-20-2021, 11:09 AM   #7618
Hog's Gone Fishin Hog's Gone Fishin is offline
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ALTU

ALTUW......warrants

Might be worth looking at
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Old 02-20-2021, 11:31 AM   #7619
Buehler445 Buehler445 is offline
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Quote:
Originally Posted by KCUnited View Post
RE: HSA investing. Does your HSA admin only let you invest in certain funds?

My HSA gives me like a dozen investment options to choose from and doesn't appear to give me full control. No complaints as I've been putting it in a Vanguard ETF that's been up like 25% but I'm mostly just wondering if thats SOP for HSA's or just unique to mine or if I'm a reerun that can barely read.
Typically.

My 401K from back in the day had a similar amount of options.
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Old 02-20-2021, 11:54 AM   #7620
EPodolak EPodolak is offline
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Lenders are ****ing scum. They want you to borrow more so you can get ****ed harder.

Every mortgage conversation includes that part about the maximum they'll let you have. Dealing with lenders is always a reminder of how humans often treat each other like sh*t.
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