Life How do you save money?

Mr. Wizard · 09:03 AM

Everything is so damn expensive that I don’t know how anyone is making ends meet. I just won some money and paid off all credit cards and two vehicles so that helped but I made enchiladas tonight and it cost 22.00! You can’t make a trip to sams without dropping several hundred. Eating out, OMG ! Anyways how do you guys/gals save money on life ?
What are your hacks?

MarkDavis'Haircut · 11-11-2023, 04:41 AM

I sell imaginary timeshares in Belize to suckers.

**ptlyon** · 11-11-2023, 06:00 AM

Save money? Last time I checked, caskets don't have any pockets

Jewish Rabbi · 11-11-2023, 06:05 AM

Spend less than $100 on lunches

FlaChief58 · 11-11-2023, 06:13 AM

2 for 1 groupon at whores are us

**LoneWolf** · 11-11-2023, 06:23 AM

I spend less than I earn each month and put the difference into retirement accounts or a savings account. It’s not rocket science.

big nasty kcnut · 11-11-2023, 06:25 AM

8 dollar hair cuts coupons, dollar store shopping for drinks, get cheap internet deals use sling and antenna to watch shows. Also use my free paramount + Also use temu to get stuff cheap.

Rainbarrel · 11-11-2023, 06:43 AM

Collect rainwater. For pretty half dressed girls to wash cars with. What more you need

**loochy** · 11-11-2023, 07:18 AM

Quote:

Originally Posted by big nasty kcnut

8 dollar hair cuts coupons, dollar store shopping for drinks, get cheap internet deals use sling and antenna to watch shows. Also use my free paramount + Also use temu to get stuff cheap.

Yes! If you drink energy drinks, dollar tree has them for $1.25!! The cans are smaller but they still have the same total amount of caffeine

SHOWTIME · 11-11-2023, 07:35 AM

If you are making a lot of money and are living paycheck to paycheck, it means your expenses are too high and you need to cut down.

If you are not making a lot of money and are living paycheck to paycheck, I feel for you. Find a way to generate passive income or start a side hustle. There are plenty of ideas on Youtube, etc.

Hog's Gone Fishin · 11-11-2023, 07:54 AM

I quit drinking 3 months ago, the wife quit smoking back in February, $500 a month right there.

Now I'm alternate day fasting .The wife is bed ridden so I only feed her when she starts to get too skinny. $1000 right there

DJay23 · 11-11-2023, 08:02 AM

I went through a divorce 10 years ago. I was left to pay the bills of 2 salaries with 1 salary. I taught myself the exquisite art of budgeting. I was forced to be very disciplined with my spending. I have held on to this tradition ever since, even though I've long since gotten out from under the shadow potential financial ruin.

Disciplined budgeting. I know where every single penny I make goes during every pay period. The price increases in gas and food have only very slightly changed how much I spend and how much I save.

Oh, and I don't pay for anything on credit. The only debt I currently owe is my mortgage. The next vehicle i buy will be payed for in cash and trade.

Garcia Bronco · 11-11-2023, 08:18 AM

Quote:

Originally Posted by Mr. Wizard

Everything is so damn expensive that I don’t know how anyone is making ends meet. I just won some money and paid off all credit cards and two vehicles so that helped but I made enchiladas tonight and it cost 22.00! You can’t make a trip to sams without dropping several hundred. Eating out, OMG ! Anyways how do you guys/gals save money on life ?

Really it's stopping all discretionary spending, and making friends.

Garcia Bronco · 11-11-2023, 08:20 AM

Quote:

Originally Posted by DJay23

I went through a divorce 10 years ago. I was left to pay the bills of 2 salaries with 1 salary. I taught myself the exquisite art of budgeting. I was forced to be very disciplined with my spending. I have held on to this tradition ever since, even though I've long since gotten out from under the shadow potential financial ruin.

Disciplined budgeting. I know where every single penny I make goes during every pay period. The price increases in gas and food have only very slightly changed how much I spend and how much I save.

Oh, and I don't pay for anything on credit. The only debt I currently owe is my mortgage. The next vehicle i buy will be payed for in cash and trade.

I don't maintain a specific budget but I'm doing a lot of these things especially those last sentences. Don't buy things before you have the cash unless you have to.

ThaVirus · 11-11-2023, 08:23 AM

I’m generally a minimalist so it comes natural to me to save.

I’ve found that it’s best to spend money on things you like/love in moderation and slash the budget mercilessly on anything you can live without. There have been times in my life where I didn’t have cable, a video game system, or even internet (it’s been a long time since those days of not having internet, though, I’ll admit lol).

Personally, I’ve saved the most money by cutting my own hair, not being a fashionista (at any point in time I might have four or five pairs of shoes, all with a different function), not eating out frequently/packing lunches, not drinking at bars/clubs with insane markup, and driving an older vehicle.

I work with people right now who complain about money and every day, without fail, they take their ass out to Firehouse Subs, Panera, etc. for lunch. Those same people often come in with a coffee from Dunkin or get Starbucks DoorDashed. Like, dude, you just spent $40 on food and drink when you could have brought a coffee from home and packed a pb&j for a total of like $3.

I guess just little shit like that..

11-11-2023, 04:13 AM
Mr. Wizard "I'm with you fellers" Join Date: Oct 2008 Casino cash: $5534495	How do you save money? Everything is so damn expensive that I don’t know how anyone is making ends meet. I just won some money and paid off all credit cards and two vehicles so that helped but I made enchiladas tonight and it cost 22.00! You can’t make a trip to sams without dropping several hundred. Eating out, OMG ! Anyways how do you guys/gals save money on life ? What are your hacks? Last edited by Mr. Wizard; 11-11-2023 at 09:03 AM..
Posts: 703

11-11-2023, 04:41 AM	#2
MarkDavis'Haircut MVP Join Date: Aug 2017 Casino cash: $5030400	I sell imaginary timeshares in Belize to suckers. __________________ I ask who are the militia? They consist now of the whole people, except a few public officers." - George Mason "Be my brother or I’ll kill you." Nicolas Chamfort Sébastien-Roch, on the French Revolutionary principle of fraternity "Art, like morality, consists in drawing the line somewhere." GK Chesterton "It is our true policy to steer clear of permanent alliance with any portion of the foreign world." FAREWELL ADDRESS, 1796
Posts: 13,528	19 0

11-11-2023, 06:00 AM	#3
ptlyon Bono & Grbac wasn't enough Join Date: Oct 2000 Location: Sioux City, IA Casino cash: $13093829	Save money? Last time I checked, caskets don't have any pockets __________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Advertise here: $19.99 a month
Posts: 33,568

11-11-2023, 06:05 AM	#4
Jewish Rabbi What's up braj? Join Date: Jun 2008 Location: Placencia, Belize Casino cash: $2108320	Spend less than $100 on lunches
Posts: 15,555	13 0

11-11-2023, 06:13 AM	#5
FlaChief58 SuperChiefs Join Date: Sep 2006 Location: Florida Casino cash: $2249822	2 for 1 groupon at whores are us
Posts: 18,953	4 0

11-11-2023, 06:23 AM	#6
LoneWolf Constable of Untruths Join Date: Oct 2010 Location: Wichita Casino cash: $1721084	I spend less than I earn each month and put the difference into retirement accounts or a savings account. It’s not rocket science.
Posts: 14,997	4 0

11-11-2023, 06:25 AM	#7
big nasty kcnut The pizza king of kansas Join Date: Sep 2001 Location: Somewhere in the u.s.a. Casino cash: $1610900	8 dollar hair cuts coupons, dollar store shopping for drinks, get cheap internet deals use sling and antenna to watch shows. Also use my free paramount + Also use temu to get stuff cheap. __________________ When it's grim, be the grim reaper and go get it. Adopt a chiefs Travis Kelce. You woke up the wrong mother****er!
Posts: 18,841

11-11-2023, 06:43 AM	#8
Rainbarrel MVP Join Date: Mar 2021 Casino cash: $2800400	Collect rainwater. For pretty half dressed girls to wash cars with. What more you need
Posts: 8,060

11-11-2023, 07:35 AM	#10
SHOWTIME Starter Join Date: Mar 2023 Casino cash: $-3099500	If you are making a lot of money and are living paycheck to paycheck, it means your expenses are too high and you need to cut down. If you are not making a lot of money and are living paycheck to paycheck, I feel for you. Find a way to generate passive income or start a side hustle. There are plenty of ideas on Youtube, etc. __________________ Legitimate Super Bowl Titles: Montana - 4 Brady - 4 (excluding those due to the assistance of spygate) Mahomes - 3 (and counting)
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11-11-2023, 07:54 AM	#11
Hog's Gone Fishin Fish are scared of me Join Date: Nov 2001 Casino cash: $1690477	I quit drinking 3 months ago, the wife quit smoking back in February, $500 a month right there. Now I'm alternate day fasting .The wife is bed ridden so I only feed her when she starts to get too skinny. $1000 right there
Posts: 40,360	3 0

11-11-2023, 08:02 AM	#12
DJay23 Rock Chalk Jayhawk Join Date: Aug 2000 Location: Williamsport, PA Casino cash: $2953317	I went through a divorce 10 years ago. I was left to pay the bills of 2 salaries with 1 salary. I taught myself the exquisite art of budgeting. I was forced to be very disciplined with my spending. I have held on to this tradition ever since, even though I've long since gotten out from under the shadow potential financial ruin. Disciplined budgeting. I know where every single penny I make goes during every pay period. The price increases in gas and food have only very slightly changed how much I spend and how much I save. Oh, and I don't pay for anything on credit. The only debt I currently owe is my mortgage. The next vehicle i buy will be payed for in cash and trade. __________________ "True bliss is not something you search for, true bliss is already living inside us all, and sometimes it takes a roomfull of others to lead us to the mirror of your soul." - CosmicPal (10-3-03)
Posts: 8,737	3 0

11-11-2023, 08:23 AM	#15
ThaVirus Settle this once and forever Join Date: Sep 2007 Casino cash: $2072369	I’m generally a minimalist so it comes natural to me to save. I’ve found that it’s best to spend money on things you like/love in moderation and slash the budget mercilessly on anything you can live without. There have been times in my life where I didn’t have cable, a video game system, or even internet (it’s been a long time since those days of not having internet, though, I’ll admit lol). Personally, I’ve saved the most money by cutting my own hair, not being a fashionista (at any point in time I might have four or five pairs of shoes, all with a different function), not eating out frequently/packing lunches, not drinking at bars/clubs with insane markup, and driving an older vehicle. I work with people right now who complain about money and every day, without fail, they take their ass out to Firehouse Subs, Panera, etc. for lunch. Those same people often come in with a coffee from Dunkin or get Starbucks DoorDashed. Like, dude, you just spent $40 on food and drink when you could have brought a coffee from home and packed a pb&j for a total of like $3. I guess just little shit like that..
Posts: 44,279	10 0