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Old 06-27-2016, 11:23 AM  
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Old 05-21-2020, 09:28 PM   #4936
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So i just got a $2900 check from the stimulus bill I guess. I dont need it personally but I have a 16 year old daughter and thought I would put this in as a starter sum for investments for her. Is she too young for a ROTH IRA? What kind of account would some of you do for your kid? We already have an established college fund for her.....I figured I wanted to start her on a retirement or long term investment fund.
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Old 05-21-2020, 09:36 PM   #4937
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So i just got a $2900 check from the stimulus bill I guess. I dont need it personally but I have a 16 year old daughter and thought I would put this in as a starter sum for investments for her. Is she too young for a ROTH IRA? What kind of account would some of you do for your kid? We already have an established college fund for her.....I figured I wanted to start her on a retirement or long term investment fund.
ROTH IRA is the perfect choice as long as she generates her own income for the year. My parents did this for me when I got my first summer job at 15 years old. They put $1k in a ROTH IRA to get me started.
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Old 05-22-2020, 08:34 AM   #4938
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Old 05-22-2020, 12:48 PM   #4939
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So i just got a $2900 check from the stimulus bill I guess. I dont need it personally but I have a 16 year old daughter and thought I would put this in as a starter sum for investments for her. Is she too young for a ROTH IRA? What kind of account would some of you do for your kid? We already have an established college fund for her.....I figured I wanted to start her on a retirement or long term investment fund.
Retirement would be great. Lew probably knows more than I do about the restrictions on Roth but I’m guessing you do have to have earned income to start one.

If she doesn’t then a traditional IRA would be fine. You can always roll that to a Roth later, it’s just the value of the traditional IRA will be taxable on the distribution. Unless they change the rules in the next 50 years before she takes it out.

That’s a hell of a thing you’re doing for your daughter.
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Old 05-22-2020, 12:59 PM   #4940
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Retirement would be great. Lew probably knows more than I do about the restrictions on Roth but I’m guessing you do have to have earned income to start one.

If she doesn’t then a traditional IRA would be fine. You can always roll that to a Roth later, it’s just the value of the traditional IRA will be taxable on the distribution. Unless they change the rules in the next 50 years before she takes it out.

That’s a hell of a thing you’re doing for your daughter.
She just needs taxable income For the year up to amount depositing for it to be legal.

https://www.nerdwallet.com/blog/inve...ds-a-roth-ira/
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Old 05-22-2020, 01:44 PM   #4941
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Thanks for the input. She doesnt work for taxable income yet just mostly dog and kid care for neighbors but she will actively look for work when this virus stuff settles down.
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Old 05-22-2020, 03:16 PM   #4942
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Thanks for the input. She doesnt work for taxable income yet just mostly dog and kid care for neighbors but she will actively look for work when this virus stuff settles down.
Well she can sure report the stuff she’s doing and if push comes to shove you can give her part of it for non-employee comp, send her a 1099, and then have her deposit it in there. I can’t ever remember the kids stuff but at 2900, I don’t think any of it will be over the standard deduction
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Old 05-22-2020, 04:57 PM   #4943
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$MARK

Their body temp sensing technology is going to be everywhere in a few months. Watch their twitter acct.
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Old 05-23-2020, 06:18 PM   #4944
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Old 05-23-2020, 06:47 PM   #4945
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Old 05-23-2020, 06:50 PM   #4946
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That's such a brazen pump you almost have to respect it.
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Old 05-23-2020, 06:57 PM   #4947
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I'm telling you guys. Stay woke.
Looks like a Stocktwits post.

Everyone just claims the stocks they’re following are on fire!
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Old 05-23-2020, 07:03 PM   #4948
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That's such a brazen pump you almost have to respect it.
In one tweet he appears to advocate buying stocks with lower prices because you can buy more shares and therefore get larger gains. You can't argue with that.

I mean, unless you know how percentages works. Then you can argue with it.
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Old 05-25-2020, 07:32 AM   #4949
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The limit on 401k contribution doesn’t include employer match, correct?
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Old 05-25-2020, 08:37 AM   #4950
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The limit on 401k contribution doesn’t include employer match, correct?
Employer Match Does Not Count Toward the 401(k) Limit
You can only contribute a certain amount to your 401(k) each year. For 2019, that limits stands at $19,000. In 2020, the limit is expected to rise to $19,500.
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