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Old 02-10-2015, 11:21 AM  
El Jefe El Jefe is offline
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What are you going to do with your tax return money?
Inb4 taxreturnsareforthosewhodontknowhowtoinvest.
inb4Ialwaysendupoweing
inb4youareanidiotifyougetmoneyback

Anyways, for those of us who are getting money back, what are your plans for it? I fortunately am going to be getting almost all the money I spent out of pocket finishing my BBA last year, roughly 2500. I am going to take $500 and put it into my portfolio (small, but growing), take another $500 and put into my rainy day fund. I think I will take $1000 and pay down some bills we have (couple medical bills and pay some towards my wife's school loan). I will probably use $150.00 of the leftover to take my wife to Texas De Brazil (freaking love that place), I also need to replace my windshield in my civic which got cracked this winter, I will probably buy a couple books and a couple DVD's. I also need to buy some points for my 53 Ford Jubilee, and I would like to buy a Fiskars X27 axe, because I have a 40 foot ash tree cut down and sectioned, but not split. Plenty of others things to consider as well.

What about you guys?
Last edited by El Jefe; 02-10-2015 at 11:25 AM.. Reason: I meant 2500 not 250k
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Old 02-10-2015, 06:56 PM   #91
mikeyis4dcats. mikeyis4dcats. is offline
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Originally Posted by Fire Me Boy! View Post
If you contribute through work, just increase your contributions.
how does that retroactively affect 2014 though?
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Old 02-10-2015, 06:57 PM   #92
mikeyis4dcats. mikeyis4dcats. is offline
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oh, maybe I misunderstood his post, thought he was suggesting I put money into the 401k to lower my 2014 income.
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Old 02-10-2015, 07:06 PM   #93
Fire Me Boy! Fire Me Boy! is offline
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how does that retroactively affect 2014 though?
You're too late for 2014. Nothing you can do now.
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Old 02-10-2015, 07:06 PM   #94
Fire Me Boy! Fire Me Boy! is offline
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Originally Posted by mikeyis4dcats. View Post
oh, maybe I misunderstood his post, thought he was suggesting I put money into the 401k to lower my 2014 income.
No, but if you know it's going to happen again in 2015, you can prepare for it now by increasing your contribution.
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Old 02-10-2015, 07:09 PM   #95
mikeyis4dcats. mikeyis4dcats. is offline
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No, but if you know it's going to happen again in 2015, you can prepare for it now by increasing your contribution.
guess I better. I hate how my company does bonuses, they just appear and I didn't have a chance to review anything.
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Old 02-10-2015, 07:10 PM   #96
Fire Me Boy! Fire Me Boy! is offline
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guess I better. I hate how my company does bonuses, they just appear and I didn't have a chance to review anything.
I like mine. I don't get it until after the new year. Let's me plan all year long for it.
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Old 02-10-2015, 08:33 PM   #97
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Old 02-10-2015, 08:35 PM   #98
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Old 02-10-2015, 08:50 PM   #99
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Just enough for my electric bill and a tank of gas..... Looks like I have to pay a little extra next year or they said I'd have to pay in.
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Old 02-10-2015, 10:45 PM   #100
Kidd Lex Kidd Lex is offline
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Originally Posted by DiaperBoy27 View Post
couldn't you just increase your pre-tax contributions, like 401k or HSA, to get into a lower bracket?
Common misconception. Only the money earned beyond the new tax bracket is taxed at the higher rate. Everything under was taxed at the prior rate. It's called a progressive tax system for this very reason. It's always better to earn more.
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Old 02-10-2015, 10:56 PM   #101
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Old 02-10-2015, 11:07 PM   #102
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Old 02-10-2015, 11:12 PM   #103
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Old 02-11-2015, 12:07 AM   #104
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Old 02-11-2015, 01:19 AM   #105
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