Misc looking for a new car... - Page 3

Chiefs Pantalones · 09-05-2010, 04:28 PM

I'm looking for a relatively new car finally after having my old one forever it seems. I just graduated from college about a year ago and my new job I've had for about a year has given me some good money. I came across a 2010 Toyota 4runner that has 5,000 miles on it for like $30,000. I'm gonna get them down obviously, but is this a good deal from the start? I wonder how much I can get them down. I could get a new car for that much dough that will be some of my ammunition. I'm looking for either a Toyota Highlander, 4runner. All my family has Toyotas as well as my fiancee. I love them. Now I want one lol. Thoughts?

hugs and kisses

**Bane** · 09-05-2010, 05:22 PM

Quote:

Originally Posted by Bwana

F-150? Dude, at least step up to an F-250.

Exactly.

R8RFAN · 09-05-2010, 05:23 PM

buy whatever you can pay cash for and no more

Brock · 09-05-2010, 05:24 PM

Quote:

Originally Posted by R8ers

buy whatever you can pay cash for and no more

This is probably the best advice you can get.

Chiefs Pantalones · 09-05-2010, 05:27 PM

Like pay it all, or a down payment in cash?

vailpass · 09-05-2010, 05:52 PM

Quote:

Originally Posted by Vanilla Thunder

Like pay it all, or a down payment in cash?

Nothing wrong with getting a car loan you can afford if you want to drive something nice.
A car is an expense, not an investment.
If driving a nice new vehicle is worth the expense to you then don't let anyone tell you how to spend your money.

R8RFAN · 09-05-2010, 06:04 PM

Quote:

Originally Posted by Vanilla Thunder

Like pay it all, or a down payment in cash?

pay it all cash or buy something you can pay cash for, drive that until you can afford to buy what you want to buy cash

Chiefs Pantalones · 09-05-2010, 06:08 PM

Quote:

Originally Posted by R8ers

pay it all cash or buy something you can pay cash for, drive that until you can afford to buy what you want to buy cash

All I can afford now is to make a down payment up front. Only $9,000 is all I can put down. But I need a new car as my old one has bit it, I want something that will last me forever as I'm not the type that likes to get new cars every other year and whatnot. My fiancee' takes me to work now, my old car bit the bullet last week lol.

R8RFAN · 09-05-2010, 06:13 PM

Quote:

Originally Posted by Vanilla Thunder

All I can afford now is to make a down payment up front. Only $9,000 is all I can put down. But I need a new car as my old one has bit it, I want something that will last me forever as I'm not the type that likes to get new cars every other year and whatnot. My fiancee' takes me to work now, my old car bit the bullet last week lol.

I just bought an 02 Ranger Edge with 80k for 4600 cash, runs perfect looks great and best of all, no car payments.... Lots of nice cars out there, take your 9k and buy something with 40k on it and drive it until you have enough to buy your next one cash... Its a a lot harder to let go of 30k when you actually have 30k and you are handing it to someone else...

30k vehicle
Payments 500-700 per month
extra insurance costs probably 100 per month
depreciation is 100 per week for the first 4 years you own that car...

so basically that car is costing you 1100-1500 bucks a month to drive..

Hope it rides good

R8RFAN · 09-05-2010, 06:22 PM

[quote=vailpass;6979896]Nothing wrong with getting a car loan you can afford if you want to drive something nice.
A car is an expense, not an investment.
If driving a nice new vehicle is worth the expense to you then don't let anyone tell you how to spend your money.[/quote]

It's not your money when you are borrowing it. If you are super rich, buy anything you want, but if you are a working man, you better buy what you can afford and take care of it.... I think America was slapped in the face during this recession and I hope people have learned and will prosper as a result this time around....

Chiefs Pantalones · 09-05-2010, 06:22 PM

Quote:

Originally Posted by R8ers

I just bought an 02 Ranger Edge with 80k for 4600 cash, runs perfect looks great and best of all, no car payments.... Lots of nice cars out there, take your 9k and buy something with 40k on it and drive it until you have enough to buy your next one cash... Its a a lot harder to let go of 30k when you actually have 30k and you are handing it to someone else...

30k vehicle
Payments 500-700 per month
extra insurance costs probably 100 per month
depreciation is 100 per week for the first 4 years you own that car...

so basically that car is costing you 1100-1500 bucks a month to drive..

Hope it rides good

There's no way I'm gonna pay 30k, heck no. I'm gonna get the price down of whatever car I choose to less than that. If they don't want to do it, then that's ok, I'll go somewhere else definitely. I just want something that's gonna last me forever so I won't have to buy again.

vailpass · 09-05-2010, 06:26 PM

[QUOTE=R8ers;6979940]

Quote:

Originally Posted by vailpass

Nothing wrong with getting a car loan you can afford if you want to drive something nice.
A car is an expense, not an investment.
If driving a nice new vehicle is worth the expense to you then don't let anyone tell you how to spend your money.[/quote]

It's not your money when you are borrowing it. If you are super rich, buy anything you want, but if you are a working man, you better buy what you can afford and take care of it.... I think America was slapped in the face during this recession and I hope people have learned and will prosper as a result this time around....

It's your money you use to make payments. The interest is the expense you choose to pay.

To each his own. Loans are a very effective financial tool when used properly. There are several solid reasons for not driving a $9,000 car including warranty coverage and utility gained.

R8RFAN · 09-05-2010, 06:27 PM

Quote:

Originally Posted by Vanilla Thunder

There's no way I'm gonna pay 30k, heck no. I'm gonna get the price down of whatever car I choose to less than that. If they don't want to do it, then that's ok, I'll go somewhere else definitely. I just want something that's gonna last me forever so I won't have to buy again.

it's not gonna last forever.... regardless shit always happens..

You are a full grown man and I am sure you are fully capable of making your own decisions so you do what you want to do.

Got a friend right now who just went out with an illness he does not even know he has right after buying a brand new Toyota truck.... and he was broke when he bought it even though he makes over 80k a year...

Wonder how he is gonna make that payment now...

Good luck to you whichever way you decide to go.

30 yard hail mary · 09-05-2010, 06:27 PM

Dang man you missed out on Cash for clunkers...

R8RFAN · 09-05-2010, 06:28 PM

[quote=vailpass;6979948]

Quote:

Originally Posted by R8ers

It's your money you use to make payments. The interest is the expense you choose to pay.

To each his own. Loans are a very effective financial tool when used properly. There are several solid reasons for not driving a $9,000 car including warranty coverage and utility gained.

I think me and you have already been through this before

You do it your way and I will do it my way

vailpass · 09-05-2010, 06:29 PM

[QUOTE=R8ers;6979955]

Quote:

Originally Posted by vailpass

I think me and you have already been through this before

You do it your way and I will do it my way

09-05-2010, 04:28 PM
Chiefs Pantalones GO CHIEFS!!!!!! Join Date: Feb 2001 Location: Kansas City Casino cash: $6888717	looking for a new car... I'm looking for a relatively new car finally after having my old one forever it seems. I just graduated from college about a year ago and my new job I've had for about a year has given me some good money. I came across a 2010 Toyota 4runner that has 5,000 miles on it for like $30,000. I'm gonna get them down obviously, but is this a good deal from the start? I wonder how much I can get them down. I could get a new car for that much dough that will be some of my ammunition. I'm looking for either a Toyota Highlander, 4runner. All my family has Toyotas as well as my fiancee. I love them. Now I want one lol. Thoughts? hugs and kisses
Posts: 26,653

09-05-2010, 05:23 PM	#32
R8RFAN Molôn Labé Join Date: Sep 2001 Location: North Carolina Casino cash: $8466872	buy whatever you can pay cash for and no more
Posts: 23,182

09-05-2010, 05:27 PM	#34
Chiefs Pantalones GO CHIEFS!!!!!! Join Date: Feb 2001 Location: Kansas City Casino cash: $6888717	Like pay it all, or a down payment in cash? __________________ Don't be fooled by my username, I'm white.
Posts: 26,653

09-05-2010, 06:22 PM	#39
R8RFAN Molôn Labé Join Date: Sep 2001 Location: North Carolina Casino cash: $8466872	[quote=vailpass;6979896]Nothing wrong with getting a car loan you can afford if you want to drive something nice. A car is an expense, not an investment. If driving a nice new vehicle is worth the expense to you then don't let anyone tell you how to spend your money.[/quote] It's not your money when you are borrowing it. If you are super rich, buy anything you want, but if you are a working man, you better buy what you can afford and take care of it.... I think America was slapped in the face during this recession and I hope people have learned and will prosper as a result this time around....
Posts: 23,182

09-05-2010, 06:27 PM	#43
30 yard hail mary Starter Join Date: Jul 2010 Casino cash: $10004900	Dang man you missed out on Cash for clunkers...
Posts: 70