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Old 07-01-2013, 07:50 PM  
crispystl420 crispystl420 is offline
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Does anyone who knows what they're doing have any good suggestions?


Thanks!!
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Old 07-01-2013, 07:52 PM   #2
PHOG PHOG is online now
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m, no...do your research, I'm just trying to help.....I'm out

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Old 07-01-2013, 07:53 PM   #3
DaneMcCloud DaneMcCloud is offline
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Old 07-01-2013, 07:54 PM   #4
LoneWolf LoneWolf is online now
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Quote:
Originally Posted by crispystl420 View Post
Does anyone who knows what they're doing have any good suggestions?


Thanks!!
Do some research and find a good financial adviser. A really good one is worth every penny you pay them.
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Old 07-01-2013, 07:58 PM   #5
KC native KC native is offline
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Do some research and find a good financial adviser. A really good one is worth every penny you pay them.
Financial advisors are salesmen.
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Old 07-01-2013, 07:58 PM   #6
chiefzilla1501 chiefzilla1501 is offline
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If you are unsure, then just buy a SPYDER fund or a safety stock with a high dividend like GE.
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Old 07-01-2013, 08:02 PM   #7
DaneMcCloud DaneMcCloud is offline
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Financial advisors are salesmen.
This. They have to follow "company rules", rarely think for themselves and usually don't have a clue where to put your money (Emerging markets, foreign, domestic companies, etc.).

I've said it before and I'll say it again, it's a scam. And there's no guarantee whatsoever that the money you invest wil be there in three, four or five years, let alone 20.
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Old 07-01-2013, 08:02 PM   #8
KC native KC native is offline
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If you aren't willing to put in the effort to properly analyze stocks then you should stay away from individual stocks.

Also, a good sell discipline is essential. Average retail investors actually do reasonably well at picking stocks. The difference between them and the pros is sell discipline and portfolio management.
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Old 07-01-2013, 08:02 PM   #9
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I'm assuming you have some sort of 401k/Roth Mutual fund and are just looking to supplement that with higher risk/reward options?
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Old 07-01-2013, 08:03 PM   #10
LoneWolf LoneWolf is online now
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Financial advisors are salesmen.
You have to find someone with excellent referrals and build a relationship with them. If they're good, they realize they work for you and profits for you is how they get paid. Have you ever worked with a financial advisor or are you speaking out of your ass.
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Old 07-01-2013, 08:05 PM   #11
KC native KC native is offline
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This. They have to follow "company rules", rarely think for themselves and usually don't have a clue where to put your money (Emerging markets, foreign, domestic companies, etc.).

I've said it before and I'll say it again, it's a scam. And there's no guarantee whatsoever that the money you invest wil be there in three, four or five years, let alone 20.
Yes, I work in the industry. The sales force is just the sales force. They sell what they are given to sell.
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Old 07-01-2013, 08:06 PM   #12
DaneMcCloud DaneMcCloud is offline
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Originally Posted by LoneWolf View Post
You have to find someone with excellent referrals and build a relationship with them. If they're good, they realize they work for you and profits for you is how they get paid. Have you ever worked with a financial advisor or are you speaking out of your ass.
If you're talking about an individual, I'd agree. If you're talking about an Edward R. Jones, Merrill-Lynch, etc., I'd disagree.

Most good financial advisers that I know have a $2 million dollar minimum initial investment requirement.
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Old 07-01-2013, 08:07 PM   #13
cosmo20002 cosmo20002 is online now
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Originally Posted by crispystl420 View Post
Does anyone who knows what they're doing have any good suggestions?
I'd say do whatever Glenn Beck says, and he says to put all your money into gold.
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Old 07-01-2013, 08:08 PM   #14
LoneWolf LoneWolf is online now
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Originally Posted by DaneMcCloud View Post
This. They have to follow "company rules", rarely think for themselves and usually don't have a clue where to put your money (Emerging markets, foreign, domestic companies, etc.).

I've said it before and I'll say it again, it's a scam. And there's no guarantee whatsoever that the money you invest wil be there in three, four or five years, let alone 20.
Maybe I'm the exception, but I've worked with the same guy for 18 years. He started his own firm and my investment portfolio has consistently outperformed the market. When I first started with this gentleman I told him I wanted to retire at 55 and what type of lifestyle I wanted when I retire. So far, I'm ahead if schedule for reaching that goal.
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Old 07-01-2013, 08:08 PM   #15
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You have to find someone with excellent referrals and build a relationship with them. If they're good, they realize they work for you and profits for you is how they get paid. Have you ever worked with a financial advisor or are you speaking out of your ass.
I work in the industry. Our advisors sell the product I work on. We tell them what they can say and how they can say it (and our advisor base has a higher financial knowledge than most). Just about every financial advisor works off of a software package that tells them what they should recommend you. They are sales people.
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