What do you do with you paycheck

[WilliamTheIrish]

Originally Posted by Rain Man

I dump some off in an IRA before I even see it, which is nice.

For the rest, I have very few bills these days:

Credit card bill, which is usually quite large because I put everything on it (and then pay it off each month)
A couple of utility bills - gas, cable.
A couple of tax bills

That's pretty much it. I always have some cash on me because I can't stand how modern people walk around with no cash, and yet I very seldom use it.

I'm kind of amazed at my financial evolution over the last decade. I never carry cash. It's just too easy for me burn through. I rarely even carry credit or debit cards since I do 95% of my shopping on line. Eliminating the impulse buying over that time, by taking the time to look for deals, has saved me thousands over the last 15 years.


I keep a large jar of bills and change that I cash in at the end of the year. I might put it toward a gift or just throw it all back in to the jar and cash it all in the following year. I paid for a nice FLA vacation that way. Right now there's about 3k in cash and change in it.