Health Insurance

[Stewie]

I've never figured out health insurance. I have a good plan that I pay about 10% of the premium.

As an example of recent cataract surgery here is the breakdown:

Retail price of surgery on 2 eyes: $12,500
Insurance agreement with surgery center: $4800
Additional cost of anesthesia: $650
Six office visits: $350

My total cost: $550 per eye.

The strange thing? I have $2500 max out-of-pocket and this surgery only used $229 of the $2500. I thought I would be responsible for much more because of the max out-of-pocket.