I am learning empathy for the homeless

[Mosbonian]

Originally Posted by Hydrae

Thank you to everyone who has responded. I appreciate the thoughts and advice. I am not surprised at the temporary turn the thread took. This is CP after all!

2. I have always thought I would work until I was 70 to maximize my Social Security benefits. I did give in to reality a couple days ago and applied. If nothing else, the benefit is weighted to the last 5 years of employment and it appears likely that I will be earning significantly less the next few years. So yes, I am legally retired I suppose.

I originally thought I would work until I was 70 to maximize my SS benefits, but a heart attack and a talk with my financial advisor showed me that waiting wouldn't really give me the benefit I thought. Now, I retired at age 68, but I have been drawing my Social Security since I reached what is the Full Retirement Age.....66 years and 3 months....and the difference in the amount I drew at that time and what I would draw at age 70 was minimal in comparison.

The good part....it is steady income.