I am learning empathy for the homeless

[lewdog]

Originally Posted by loochy

That's how I've planned. If actually get some back, awesome, it's a bonus. But I don't trust our government clowns to keep the system working for another 20 years.

And I plan on taking it early while I can still enjoy it. A few more bucks a month does me no good when I'm in a grave or in the hospital

My retirement is 100% in the private sector like most younger people today (no pensions, all investments). I plan on taking SS early so that I can draw down less from my investments and keep more of that money invested to continue to produce further gains for longevity.