Bankruptcy - anyone gone through it?

[R8RFAN]

Originally Posted by Skip Towne

This guy practices what he preaches. He bough one of those Japanese imitation Harleys. He wanted to be a biker but instead turned into a Japanese fake Harley rider.

And I paid cash for it too and could pay cash for a new Harley in 15 mins if I wanted too, actually looked at a Harley before I bought the Roadstar, but when I told him I had cash and he wouldn't take less for the bike as a result, I took my business elsewhere.

What do you have that you actually have paid for Skip with that major salary you earn running cable wires under houses?

Have you even got your trailer paid for yet Skip?

[Skip Towne]

Originally Posted by R8ers

And I paid cash for it too and could pay cash for a new Harley in 15 mins if I wanted too, actually looked at a Harley before I bought the Roadstar, but when I told him I had cash and he wouldn't take less for the bike as a result, I took my business elsewhere.

What do you have that you actually have paid for Skip with that major salary you earn running cable wires under houses?

Have you even got your trailer paid for yet Skip?

I made more money before I was 30 than you will in your lifetime.

[Mosbonian]

Originally Posted by R8ers

And I paid cash for it too and could pay cash for a new Harley in 15 mins if I wanted too, actually looked at a Harley before I bought the Roadstar, but when I told him I had cash and he wouldn't take less for the bike as a result, I took my business elsewhere.

What do you have that you actually have paid for Skip with that major salary you earn running cable wires under houses?

Have you even got your trailer paid for yet Skip?

You know...the more you type the more arrogant you seem to be. And the more you brag, the more it makes you look like a fake.

I came into this thread because I was hoping that someone had given Dayze some good information. It appears that Mr. Flopnuts has covered that admirably...and about all you've done is brag. Instead of taking a crap and wiping it in everyone's face, how about eating a little humble pie.

mmaddog
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[R8RFAN]

Originally Posted by mmaddog

You know...the more you type the more arrogant you seem to be. And the more you brag, the more it makes you look like a fake.

I came into this thread because I was hoping that someone had given Dayze some good information. It appears that Mr. Flopnuts has covered that admirably...and about all you've done is brag. Instead of taking a crap and wiping it in everyone's face, how about eating a little humble pie.

mmaddog
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You have the right to your opinion, but everything I have posted here is true... It would be kinda funny though if I was up to my butt cheeks in debt and was telling everybody here I was debt free to make me feel good.

I feel ya dawg, there are people who do stuff like that on the internet but I started this scam on this thread on 04/03 and I continued the scam on this thread 04/29.

Sorry I came off as arrogant to you, and you are not the only person who has acted this way since I have become debt free, in real life and on the internet. Some people hate success for others, they all want it for themselves, but thats not me, to fix a problem you have to identify it.

[Mosbonian]

Originally Posted by R8ers

You have the right to your opinion, but everything I have posted here is true... It would be kinda funny though if I was up to my butt cheeks in debt and was telling everybody here I was debt free to make me feel good.

I feel ya dawg, there are people who do stuff like that on the internet but I started this scam on this thread on 04/03 and I continued the scam on this thread 04/29.

Sorry I came off as arrogant to you, and you are not the only person who has acted this way since I have become debt free, in real life and on the internet. Some people hate success for others, they all want it for themselves, but thats not me, to fix a problem you have to identify it.

I am happy for you that you are debt free...for that you should be congratulated.

But if you were ever in debt up to your ass it's pretty hypocritical to come in here and brag. You lecture people on the evils of debt when in reality you were once in their predicament. It's like seeing former alcoholics go to a bar and party and seeing them lecture people on the evils of drinking....makes it pretty hollow.

I am happy for your "success", especially if you measure yours in dollars. But for me....success comes in a whole different fashion.

mmaddog
*******

[R8RFAN]

Originally Posted by mmaddog

I am happy for you that you are debt free...for that you should be congratulated.

But if you were ever in debt up to your ass it's pretty hypocritical to come in here and brag. You lecture people on the evils of debt when in reality you were once in their predicament. It's like seeing former alcoholics go to a bar and party and seeing them lecture people on the evils of drinking....makes it pretty hollow.

I am happy for your "success", especially if you measure yours in dollars. But for me....success comes in a whole different fashion.

mmaddog
*******

Thats cool, I am not lecturing it's common sense, don't spend more than you make. The reason I am telling this is to hopefully prevent someone from doing it, and yes I have been up to my ass in debt and I don't want to see anyone do that.
See this is the problem, America lives and worships the FICA score, it's a way for people who have no money to buy things that they can't afford and should not own.

If you make 30k a year, you should not have a 250k house or a 40k SUV, it's plain dumb but just because someone says hey, you got the credit and we can put you in it, they jump right in as if that creditor is doing THEM a favor..

Call it bragging if you want, but it's not, I made the decision and did it on my own and it don't take a dime out of your pocket either way, nor does it take a dime out of mine if someone is butt cheek deep in debt.

Most could care less about being debt free and will spend every dime they make and be broke on pay day, this man wants to be debt free, he said so in many posts in this thread and if I can point him in the direction to help him get there, it's a good thing.

When an alcoholic is trying to quit, do you give him only a little bit of beer and string him along or do you help him stop.

You don't lose everything you have because of debt with the mindset of doing the same exact thing and expecting a different result.

[Mosbonian]

Originally Posted by R8ers

Thats cool, I am not lecturing it's common sense, don't spend more than you make. The reason I am telling this is to hopefully prevent someone from doing it, and yes I have been up to my ass in debt and I don't want to see anyone do that.
See this is the problem, America lives and worships the FICA score, it's a way for people who have no money to buy things that they can't afford and should not own.

If you make 30k a year, you should not have a 250k house or a 40k SUV, it's plain dumb but just because someone says hey, you got the credit and we can put you in it, they jump right in as if that creditor is doing THEM a favor..

Call it bragging if you want, but it's not, I made the decision and did it on my own and it don't take a dime out of your pocket either way, nor does it take a dime out of mine if someone is butt cheek deep in debt.

Most could care less about being debt free and will spend every dime they make and be broke on pay day, this man wants to be debt free, he said so in many posts in this thread and if I can point him in the direction to help him get there, it's a good thing.

When an alcoholic is trying to quit, do you give him only a little bit of beer and string him along or do you help him stop.

You don't lose everything you have because of debt with the mindset of doing the same exact thing and expecting a different result.

A couple of questions....

When you were in debt up to your ass, did you want some arrogant asshole helping you, or someone who had been there and was helpful in guiding you? ( I am guessing if you are honest you would want the latter not the former)

Are you a disciple of Dave Ramsey?

mmaddog
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[R8RFAN]

Originally Posted by mmaddog

A couple of questions....

When you were in debt up to your ass, did you want some arrogant asshole helping you, or someone who had been there and was helpful in guiding you? ( I am guessing if you are honest you would want the latter not the former)

Are you a disciple of Dave Ramsey?

mmaddog
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ya know, you thought I was an arrogant bastard first and formost because of my username.
I prefer give it to me straight answers, I don't sugar coat it, I say it the way I mean it, if that comes across as being an ass, I am sorry.

As far as Ramsey is concerned, I was debt free except the house before I started listening to him and basically figured out most on my own... but his teachings are great and he helps alot of people... and I do listen to him, until people call in with 60k worth of debt and is 60 yrs old and nowhere to turn, it makes me sad to see people who live like that...

If people could only wait until they have cash for everything in life except a home, you wouldn't see all the ruined hopes and dreams of people in this country.

[Saul Good]

Originally Posted by mmaddog

A couple of questions....

When you were in debt up to your ass, did you want some arrogant asshole helping you, or someone who had been there and was helpful in guiding you? ( I am guessing if you are honest you would want the latter not the former)

Are you a disciple of Dave Ramsey?

mmaddog
*******

Where do you get arrogant out of his posts? I read the entire thread, albeit rather quickly, and I didn't see anything arrogant. He owned his past mistakes and is giving advice as a person who has been in the same situation and overcome it. That's the best kind of advice.