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Old 09-16-2009, 05:56 PM  
Dayze Dayze is offline
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Bankruptcy - anyone gone through it?
well, after a 12 month fight with our mortgage company and creditors; exhausting all savings; cashing out 401ks; stopping 401k contributions.....

it appears the end is near. We are being foreclosed upon 10/15/09.

our lender has being jerking us around for 5 months with a loan modification and I was informed today by the VA that even if the mod is approved, it will likely be a very miminal impact to our monthly commitment/cashflow etc.

Anyone have any suggestions, opinions on the matter? It's really tough right now.

Thanks guys/gals.

Dayze
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Old 09-18-2009, 03:28 PM   #121
Skip Towne Skip Towne is offline
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Originally Posted by R8ers View Post
It's an ex wife.... not a wife man, this is the biggest troll on Chiefsplanet by far and has been for years, I am surprised you guys have tolerated him...

He is a loser man, plain and simple.... He does not aspire to be anything but a loser, he posts like a loser, no matter what time of day you come here, he is here.

When does he work?

I call a spade a spade, sorry if I offended you
It's the way it is. You're offensive. And you stink. Mods, come take out the trash.
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Old 09-18-2009, 03:28 PM   #122
R8RFAN R8RFAN is offline
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Quote:
Originally Posted by Skip Towne View Post
Yet you are the piece of shit who gets banned from those sites. Eat shit punk bitch.
Are you getting mad at me Skip?
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Old 09-18-2009, 03:29 PM   #123
Frazod Frazod is offline
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Originally Posted by Skip Towne View Post
It's the way it is. You're offensive. And you stink. Mods, come take out the trash.
What's wrong, Skippy? Can't take it when somebody fights back?

MODS SAVE ME!!!!!!!!!!!!!!!!!
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Old 09-18-2009, 03:30 PM   #124
R8RFAN R8RFAN is offline
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Quote:
Originally Posted by Skip Towne View Post
It's the way it is. You're offensive. And you stink. Mods, come take out the trash.
Here you go again, Mods help me, I do nothing but get picked on all day, boo hoo, boo hoo ...

Grow up skip, it's time
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Old 09-18-2009, 03:31 PM   #125
Skip Towne Skip Towne is offline
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This dipshit is banned and shouldn't even be here.
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Old 09-18-2009, 03:33 PM   #126
R8RFAN R8RFAN is offline
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Originally Posted by Skip Towne View Post
This dipshit is banned and shouldn't even be here.
Am I making you mad Mikey?
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Old 09-18-2009, 03:36 PM   #127
R8RFAN R8RFAN is offline
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All kidding aside Mike, when you take the check in the bank, do you look the teller in the eyes?
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Old 09-18-2009, 03:37 PM   #128
HotRoute HotRoute is offline
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Quote:
Originally Posted by R8ers View Post
It's an ex wife.... not a wife man, this is the biggest troll on Chiefsplanet by far and has been for years, I am surprised you guys have tolerated him...

He is a loser man, plain and simple.... He does not aspire to be anything but a loser, he posts like a loser, no matter what time of day you come here, he is here.

When does he work?

I call a spade a spade, sorry if I offended you
So you come on here talking this shit for what reason? I mean really no one gives a shit about your f'king opinion if this is the kind of crap you have to say
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Old 09-18-2009, 03:39 PM   #129
HotRoute HotRoute is offline
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I agree the loser ass raiders fan needs the boot
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Old 09-18-2009, 03:40 PM   #130
R8RFAN R8RFAN is offline
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Originally Posted by KC111110 View Post
I agree the loser ass raiders fan needs the boot
The ignore feature works wonders on those you do not wish to read
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Old 09-18-2009, 03:42 PM   #131
R8RFAN R8RFAN is offline
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Maybe its you they don't like to well Mike
Seems some people here like it
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Old 09-18-2009, 03:43 PM   #132
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Originally Posted by Dayze View Post
I believe it's 7.
Can you not refinance? I really don't want to get too nosy, but what is the balance of the loan?

I don't know if you have any credit unions where you're at, but here in Iowa, we have Veridian, and right now, a 30yr. loan is at 4.750%. I'd think just by tacking the refi-fee on the the existing loan and dropping your rate down that much would save you quite a bit on your monthly mortgage.
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Old 09-18-2009, 03:45 PM   #133
R8RFAN R8RFAN is offline
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Can you not refinance? I really don't want to get too nosy, but what is the balance of the loan?

I don't know if you have any credit unions where you're at, but here in Iowa, we have Veridian, and right now, a 30yr. loan is at 4.750%. I'd think just by tacking the refi-fee on the the existing loan and dropping your rate down that much would save you quite a bit on your monthly mortgage.
he said he will be forclosed on in the middle of next month, it may be too late for that.... But I see your point and it's a good one
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Old 09-18-2009, 03:46 PM   #134
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I guess he needs to talk to someone else then, I don't know why someone couldn't try their best to hurry up a refi to take less than a month.
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Old 09-18-2009, 03:46 PM   #135
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Originally Posted by R8ers View Post
Maybe its you they don't like to well Mike
Seems some people here like it
That's strange, you shouldn't even see those since you have your rep disabled.
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