Anyone have any experience or ideas to fix my own credit?

[Saul Good]

Originally Posted by DaFace

I'll break my intended silence to just tell you this is a losing battle. R8ers is convinced that all credit is evil and that those of us who are making better money by using good debt to let us make more money elsewhere all idiots. He seems to think that racking up credit card debt is the same as taking out a home loan. Don't waste too much brainpower on it.

I won't speak for him, but I don't think that all debt is evil. I would say that 90+% of people would be best served not to borrow money for anything beyond a mortgage. Some people are able to use leverage to their advantage in the long run. Significantly more people THINK they can only to learn the hard way.