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Old 08-16-2012, 07:44 PM   #1
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Originally Posted by alnorth View Post
Yep, pretty much.

The family wants the underinsured motorists coverage to pay out the policy limits, Progressive thinks the accident was at least partially her fault in which case the policy wouldn't pay. The fact that the other driver's insurance threw in the towel is not relevant because if he had just state minimums, its not worth fighting.

This is the sort of issue that should be dispassionately settle or litigated.
Progressive wouldn't pay it without arguing about it if there were 10 eyewitnesses and a video.
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Old 08-16-2012, 07:49 PM   #2
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Progressive wouldn't pay it without arguing about it if there were 10 eyewitnesses and a video.
I'm sure thats the cool, hip thing to say about the big, bad insurance company, but lawyers are expensive ESPECIALLY if it goes to trial, and if you are 99% sure that the policyholder is entitled to be paid, then its a sunk cost. Pay them and move on. Insurance companies don't like paying for lawyers any more than you do.
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Old 08-16-2012, 07:56 PM   #3
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Originally Posted by alnorth View Post
I'm sure thats the cool, hip thing to say about the big, bad insurance company, but lawyers are expensive ESPECIALLY if it goes to trial, and if you are 99% sure that the policyholder is entitled to be paid, then its a sunk cost. Pay them and move on. Insurance companies don't like paying for lawyers any more than you do.
Progressive is the worst insurance company I've ever dealt with. I don't really give a shit about what you think is cool and hip. It was my misfortune to deal with them, and thankfully I won't ever have to do it again. From my experience they are chintzy and cheap and they don't make collecting money from them an easy experience even when you've bought every conceivable bell and whistle and it's perfectly clear they're supposed to. **** progressive.
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Old 08-16-2012, 08:03 PM   #4
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Originally Posted by Brock View Post
**** progressive.
This
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Old 08-16-2012, 08:07 PM   #5
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Originally Posted by Brock View Post
Progressive is the worst insurance company I've ever dealt with. I don't really give a shit about what you think is cool and hip. It was my misfortune to deal with them, and thankfully I won't ever have to do it again. From my experience they are chintzy and cheap and they don't make collecting money from them an easy experience even when you've bought every conceivable bell and whistle and it's perfectly clear they're supposed to. **** progressive.
This is true, but it doesn't make your previous statement true.
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Old 08-16-2012, 08:08 PM   #6
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Originally Posted by Brock View Post
Progressive is the worst insurance company I've ever dealt with. I don't really give a shit about what you think is cool and hip. It was my misfortune to deal with them, and thankfully I won't ever have to do it again. From my experience they are chintzy and cheap and they don't make collecting money from them an easy experience even when you've bought every conceivable bell and whistle and it's perfectly clear they're supposed to. **** progressive.
FWIW, my experience with Progressive has been nothing short of incredible, even when they had no interest whatsoever in helping.

The latest - a few months ago someone backed into my wife's truck in a parking lot. The driver gave my wife false information - insurance that showed a current expiration, but in fact hadn't been in business for four years, bad phone number, etc. Well, we only carried liability on the truck. At that point, Progressive could have said, "You only carry liability, it's not our problem." They didn't do that. They went to work for three weeks trying to track down the driver based on vehicle description, an accurate VIN and name... and it worked. Then Progressive sent them a letter and a phone call telling them they're on the hook... long story short, after about two months, I drove to the lady's workplace and picked up a check for $1,600, and it was 100 percent thanks to work Progressive did that they were absolutely not obligated to do.
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Old 08-16-2012, 08:13 PM   #7
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Originally Posted by Fire Me Boy! View Post
FWIW, my experience with Progressive has been nothing short of incredible, even when they had no interest whatsoever in helping.

The latest - a few months ago someone backed into my wife's truck in a parking lot. The driver gave my wife false information - insurance that showed a current expiration, but in fact hadn't been in business for four years, bad phone number, etc. Well, we only carried liability on the truck. At that point, Progressive could have said, "You only carry liability, it's not our problem." They didn't do that. They went to work for three weeks trying to track down the driver based on vehicle description, an accurate VIN and name... and it worked. Then Progressive sent them a letter and a phone call telling them they're on the hook... long story short, after about two months, I drove to the lady's workplace and picked up a check for $1,600, and it was 100 percent thanks to work Progressive did that they were absolutely not obligated to do.
seriously?
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Old 08-16-2012, 08:16 PM   #8
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seriously?
Yep. I did misspeak there - they did in fact say, "You only carry liability, so there's really nothing we can do..." But then they said they'd do whatever they could to help us recoup what was owed from the individual that hit her. And they actually did. And it seriously took about six weeks, the entire time Progressive was calling us, emailing us and letting us know what they found out, starting with when they thought they had identified her current insurance carrier... which turned out to be the insurance of the guy that owned the car before the bitch that hit my wife, and due to an filing error at that place still listed the car under his policy.
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Old 08-16-2012, 08:00 PM   #9
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Originally Posted by alnorth View Post
I'm sure thats the cool, hip thing to say about the big, bad insurance company, but lawyers are expensive ESPECIALLY if it goes to trial, and if you are 99% sure that the policyholder is entitled to be paid, then its a sunk cost. Pay them and move on. Insurance companies don't like paying for lawyers any more than you do.
Only you would come in and defend the nobility of of Progressive in a thread like this.
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Old 08-16-2012, 08:04 PM   #10
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Originally Posted by BIG_DADDY View Post
Only you would come in and defend the nobility of of Progressive in a thread like this.
I replied to a dumb post claiming that Progressive would waste money on a trial even with 10 witnesses and video tape. Thats a silly, false statement on its face.

I have no love for Progressive, at all. They are a cut-rate no-frills insurer owned by stockholders, I'm just calling out obvious BS.
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Old 08-17-2012, 10:06 AM   #11
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Only you would come in and defend the nobility of of Progressive in a thread like this.

Ahem.

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