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Old 01-30-2013, 11:22 AM   #1
loochy loochy is online now
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dont finance for 30 years.
maybe you don't know how much my house cost on a 15
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Old 01-30-2013, 11:27 AM   #2
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maybe you don't know how much my house cost on a 15
maybe it doesnt really matter. maybe you spent more than you could REALLY afford.
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Old 01-30-2013, 11:28 AM   #3
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maybe it doesnt really matter. maybe you spent more than you could REALLY afford.
How do you know what I can afford? I just don't enjoy paying interest.
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Old 01-30-2013, 11:31 AM   #4
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How do you know what I can afford? I just don't enjoy paying interest.
i dont know what you could afford. again if you dont like paying interest finance it for a shorter period of time.


simple
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Old 01-30-2013, 11:36 AM   #5
loochy loochy is online now
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i dont know what you could afford. again if you dont like paying interest finance it for a shorter period of time.


simple
oh you mean i should put 0 down on a new car and finance it for 5 years?
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Old 01-30-2013, 11:57 AM   #6
Buehler445 Buehler445 is offline
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oh you mean i should put 0 down on a new car and finance it for 5 years?
Heh. Coincidentially, I got pretty close to doing this. I ended up putting 2,000 down on a 3 year note and the car was used, but still. I had enough for about half the cost of the car, and the interest rate was so low that it was going to cost me like $200 to hold on to the rest of the cash.

I probably could have got away with nothing down, but they would have had to re-run the application, so I just put 2,000 down. But hell yes I will maintain the ability to access my money for $200 in interest.
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Old 01-30-2013, 12:12 PM   #7
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Heh. Coincidentially, I got pretty close to doing this. I ended up putting 2,000 down on a 3 year note and the car was used, but still. I had enough for about half the cost of the car, and the interest rate was so low that it was going to cost me like $200 to hold on to the rest of the cash.

I probably could have got away with nothing down, but they would have had to re-run the application, so I just put 2,000 down. But hell yes I will maintain the ability to access my money for $200 in interest.
Well yeah, if you can get a 0% interest deal or something close to that, do it.

You know what I meant.
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Old 01-30-2013, 12:10 PM   #8
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oh you mean i should put 0 down on a new car and finance it for 5 years?
i was thinking more like 7 years, and make sure you borrow some money to put some wheels on it too
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Old 01-30-2013, 12:13 PM   #9
loochy loochy is online now
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i was thinking more like 7 years, and make sure you borrow some money to put some wheels on it too
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