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04-02-2013, 03:15 PM | #91 | |
Most Valuable Villain
Join Date: Dec 2006
Casino cash: $2555047
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Quote:
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Posts: 92,316
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04-02-2013, 03:15 PM | #92 |
Emporer of Mongo
Join Date: Apr 2010
Location: Milky Way
Casino cash: $1617556
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here is another reason (this happened to me)
I found a little rental i wanted to buy.....but it was ****ed up bad....no lender would lend on it. I used my savings to buy it cash, fix it up........and then a year later i got a mortgage on it to get my savings back. situations like that are not uncommon....
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04-02-2013, 03:16 PM | #93 |
Starter
Join Date: Jan 2013
Location: Overland Park KS
Casino cash: $10005020
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Posts: 213
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04-02-2013, 03:18 PM | #94 |
Court Jester
Join Date: Aug 2000
Location: Orlando
Casino cash: $1612400
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Well, apparently in my situation having perfect credit since I was 18(I'm 40 now) is worthless so I might as well. I'd even considered letting the place go and buying another house in cash now that the market is about 30-40% of the values they were about 5 years ago.
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Posts: 20,021
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04-02-2013, 03:19 PM | #95 | |
Emporer of Mongo
Join Date: Apr 2010
Location: Milky Way
Casino cash: $1617556
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Quote:
credit is MUCH more like the exercise in your example than liposuction if you arent a ****ing idiot
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Posts: 44,653
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04-02-2013, 03:22 PM | #96 |
Spiraling down the Drain
Join Date: Oct 2012
Location: Dante's Ninth Circle
Casino cash: $1520588
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Are you currently menstruating?
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"We're both part of the same hypocrisy, Senator, but never think it applies to my family." "Fredo. You are my brother, and I love you. But never take sides against the Family again. Ever." 2019 Adopt a Chief - Travis Kelce #87 |
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04-02-2013, 03:50 PM | #97 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Well after further review, CreditKarma is not reporting me right..
It says on their website they get their info directly from Transunion and for some reason when I try to get my free annul report from Transunion it tells me they can't verify me even though I know I am entering the correct info. CreditKarma is reporting that I have 0 credit cards and when I use their simulator to add one with a 4k balance that I have had since 2001 with never a late payment it rates me at over a mid 700 credit score... I just ordered my credit report at Transunion along with my credit score (cs costs 7.95) and if they do not show my credit card on their report I am going to dispute my info with them since the other 2 reporting agencies show the CC on my report so obviously Capital one and the cc's that I am given choices to acquire is going by my Transunion report and rating me low as a result.... It may take this process a few weeks but when I know something I will report back... An accurate mid 700's cs is good enough for me |
Posts: 23,166
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04-02-2013, 04:02 PM | #98 |
Scarlett Johansson's boytoy
Join Date: Nov 2006
Casino cash: $9555998
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where are you looking for cards? There are dozens of no annual fee credit cards. Just go to aa.com and sign up for a credit card....
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Posts: 12,526
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04-02-2013, 04:08 PM | #99 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Quote:
Thats what I am looking for basically... Just letting the 11 year old card sit and getting a good rewards/cash card and just pay it off every month like I do the one I have now |
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Posts: 23,166
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04-02-2013, 04:08 PM | #100 |
Debunking your bullshit
Join Date: Aug 2002
Location: KC area
Casino cash: $4270315
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Some people just may not have a few hundred thousand in cash to pay for a home. Credit can come in handy.
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Posts: 52,592
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04-02-2013, 04:19 PM | #101 | |
Emporer of Mongo
Join Date: Apr 2010
Location: Milky Way
Casino cash: $1617556
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Quote:
i believe it is: https://www.annualcreditreport.com/cra/index.jsp
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04-02-2013, 04:22 PM | #102 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Posts: 23,166
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04-02-2013, 04:29 PM | #103 |
MVP
Join Date: Jan 2013
Casino cash: $305541
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I have the same credit score as you after i went deliquent on some medical bills that i can't pay.
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Posts: 10,729
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04-02-2013, 04:30 PM | #104 |
Banned
Join Date: Jan 2006
Location: Dallas, Texas
Casino cash: $10004900
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Posts: 56,356
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04-02-2013, 04:35 PM | #105 |
Emporer of Mongo
Join Date: Apr 2010
Location: Milky Way
Casino cash: $1617556
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ahhhh
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