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View Poll Results: Do you live paycheck to paycheck?
Yes 73 41.95%
No 101 58.05%
Voters: 174. You may not vote on this poll

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Old 04-03-2009, 08:55 AM  
El Jefe El Jefe is offline
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Do you live paycheck to paycheck?
A spinoff from the R8er financial thread. He said he heard a statistic of 70% of Americans living paycheck to paycheck. Simple question, do you live paycheck to paycheck? I do, and I only know a few people who don't live paycheck to paycheck.
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Old 04-03-2009, 08:57 AM   #2
Demonpenz Demonpenz is offline
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yes, it sucks not knowing if you are going to make it. Rent, cable, car, car insurance, beer, cell phone, gas, electric, insurance times are tough. I am thinking about shutting off my cell phone (it just annoys the shit out of me anyway)
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Old 04-03-2009, 08:58 AM   #3
Fat Elvis Fat Elvis is offline
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I'm not exactly sure what is meant by living from paycheck to paycheck. Does someone who is living from paycheck to paycheck have no savings or money in the checking account?
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Old 04-03-2009, 08:58 AM   #4
Dayze Dayze is offline
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We didn't used to. Layoff and new job at a 40% pay reduction, we're basicaly near a break even with money going out vs. money coming in.

Lifestyle changes are a'plenty.

But for the most part - we work our a&& off just to break even. Planning for retirement? lol....not even in the cards at this point. I'll be working until I die.
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Old 04-03-2009, 09:00 AM   #5
Garcia Bronco Garcia Bronco is offline
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No. thank God. It's no accident either. It's taken years of proper planning and career goals to get to this point.
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Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Garcia Bronco has parlayed a career as a truck driver into debt free trailer and jon boat ownership.
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Old 04-03-2009, 09:01 AM   #6
sedated sedated is offline
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Quote:
Originally Posted by Fat Elvis View Post
I'm not exactly sure what is meant by living from paycheck to paycheck. Does someone who is living from paycheck to paycheck have no savings or money in the checking account?
yeah, I'm wondering the same.

I don't exactly have a huge nest-egg, and couldn't go very long without a job, but I've got at least a paycheck's worth in checking, twice in savings, plus 401(k). I guess could manage a couple months if I had to.
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Old 04-03-2009, 09:01 AM   #7
Hydrae Hydrae is offline
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Originally Posted by Fat Elvis View Post
I'm not exactly sure what is meant by living from paycheck to paycheck. Does someone who is living from paycheck to paycheck have no savings or money in the checking account?
Yes. Paid monthly, today is the 3rd and I have $40.00 in the bank. All bills have been paid and food stocked. Thankfully my wife does some babysitting and brings in $40-$100 a week so we have incidental money.
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Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Hydrae has parlayed a career as a truck driver into debt free trailer and jon boat ownership.
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Old 04-03-2009, 09:03 AM   #8
SenselessChiefsFan SenselessChiefsFan is offline
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Originally Posted by kcchiefsfanGoLJ View Post
A spinoff from the R8er financial thread. He said he heard a statistic of 70% of Americans living paycheck to paycheck. Simple question, do you live paycheck to paycheck? I do, and I only know a few people who don't live paycheck to paycheck.
Yep, but it beats dying in between.

With the reduction in my business, and the decline in the housing market, I struggle just to pay my mortgages. My wife still contributes to the 401k, and long term we are great, BUT, right now, it is a struggle.
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Old 04-03-2009, 09:03 AM   #9
Demonpenz Demonpenz is offline
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I forgot about student loans. what a rip, pay 30k and barely break even
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Old 04-03-2009, 09:04 AM   #10
Dayze Dayze is offline
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bummer for me is, I'm doing a job that I hate, for 40%less pay. It was 'ok' before as the money was good enough to outweigh how much I hate the job. Now it just sucks, and we're broke. lol

I've considered a drastic career change by going to culinary school etc...but Idon't think I have the balls to make that switch. OTH, if I'm going to be broke, I might as well do something I enjoy (cooking etc).
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Old 04-03-2009, 09:04 AM   #11
Demonpenz Demonpenz is offline
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You can get alot of shit from dollar tree, that is what I am finding out
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Old 04-03-2009, 09:06 AM   #12
Fat Elvis Fat Elvis is offline
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Originally Posted by SensibleChiefsfan View Post
Yep, but it beats dying in between.

With the reduction in my business, and the decline in the housing market, I struggle just to pay my mortgages. My wife still contributes to the 401k, and long term we are great, BUT, right now, it is a struggle.
Nothing personal, but I think having multiple mortgages automatically disqualifies you from living paycheck to paycheck. You could always sell one of the homes and have plenty of cash on hand.

Edit: I see on another thread that you have seven homes; that definitely disqualifies you from the definition of living paycheck to paycheck IMO.
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Old 04-03-2009, 09:11 AM   #13
Mr. Flopnuts Mr. Flopnuts is offline
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No. thank God. It's no accident either. It's taken years of proper planning and career goals to get to this point.
Yeah, this. Throw in a shit ton of sacrifice and self discipline and you have a recipe for security. As much as the average man can hope for anyway. Lacking a complete college education I count us blessed to make what we do. We could have more toys, but I'd much rather not worry about how something's going to be paid for when life hits. I've learned the hard way that life always hits.
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Old 04-03-2009, 09:12 AM   #14
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Again. Didn't used to. Then divorce.

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Old 04-03-2009, 09:13 AM   #15
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