What would you do ?

[srvy]

Originally Posted by Chief Roundup

Right and since it was not brought up both have agreed to those conditions or the problem is woth the original person whom did not disclose.

A little secret here! When you have a professional land surveyor do a sealed legal survey on your property have it recorded with your county Recorder or Deeds. You can request the PLS to do this for you but he will charge you dearly as it takes many hours out of his day and will charge you his hourly fee. To have your survey recorded is not required by law. You can have a copy the is signed and sealed buy the PLS. They usually give you 6 copies take it to your county recorder and have it recorded for posterity for a small fee. Your Title lone survey is not a legal survey its meaningless its sufficient to guarantee a tittle lone. The certificate will be affixed with a seal that says for loan purpose only. NOT A LEGAL SURVEY you would be laughed out of court its not even worth a sheet of toilet paper. The Mortgage Lone companies and Title companies have a strong lobby in DC. Why back when they got it in law that transfer of land doesn't require a legal land survey and they argued that the transfer of land between rancher farmers etc should not have to pay for a legal survey to transfer land ownership and made up this BS Title loan survey. So no boundary corners are used instead its fence lines and splitting curbs or fence lines on public roads to find your property. Then they do a easement search over you property and its description that was recorded across your property. This practice is still in affect for even urban properties that can be sold by square feet. The professional engineers and land surveyors have tried and tried to change this title lone survey business for urban lands but that lobby is too powerful.

Many times the title lone survey is more expensive than a legal land survey but many folks never see that in the overwhelming amount of documents you are required to sign at closing. They always label it land survey in the documents. It is not its a loan survey that satisfies the security of the loan but is not a legal land survey. They go and hire a LS that specializes in Loan surveys and can pop out 8 to 10 in a day at 75 to 100 bucks a pop loan companies love him. They may charge you a 1000 dollars in fees from your mortgage lender and in the end you have nothing that is a legal survey in court. The guys that do these types of surveys are out of there garage surveyors who carry little insurance and rent their equipment. Keep their business for a year declare bankruptcy then register a new business under a new name and do it again. Easy money.